Buy to Let and Landlords Insurance

Available with or without Contents Cover

All landlords should have buy to let landlord's buildings insurance and many buy to let lenders will insist on it as a condition of the mortgage advance.

The need for contents cover will depend on whether the property is being let furnished or unfurnished. If it is furnished then contents insurance is recommended. If the property is unfurnished then the tenant will normally be responsible for the contents insurance.

Landlords Insurance may also have a number of additional options such as:

• Emergency assistance to cover the cost of calling out a contractor in the event of an emergency.
• Legal Expenses - to cover legal costs incurred through problems with tenants.
• Rent Guarantees - to cover against non payment of rent and/or periods when no rent is received as the property is unoccupied.

For a cheap landlord / buy to let insurance quote click here.

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