Mortgage Life Cover

Protect your Mortgage with Mortgage Life Cover

Mortgage life cover is a type of term assurance specifically designed to protect your mortgage. The type of mortgage term life assurance that you need depends on the type of mortgage that you have and your personal circumstances.

Do You Have a Repayment Mortgage?

Consider a Decreasing Term Life Assurance Policy.

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For a repayment mortgage, where the amount owed to the lender reduces as monthly repayments are made, a decreasing term assurance policy is usually used as the amount of life insurance cover reduces in line with the mortgage debt. This means you are never paying for any more life cover than you need to clear the mortgage in full. For more information on this type of life insurance click here.

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Do You Have an Interest Only Mortgages?

Consider a Level Term Life Assurance Policy.

Compare mortgage life cover policies and Get a Quote.

For an interest only mortgage, where the amount owed to the lender never reduces as only the interest owed is repaid every month, a level term assurance policy is usually used. This means the level of cover remains the same throughout the term of the policy to ensure that there is always enough cover to clear the mortgage in full. For more information on this type of insurance click here.

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