Offset Mortgage

Keep Interest to a Minimum

An offset mortgage works by allowing current account and savings balances to be deducted from the outstanding mortgage when calculating the monthly interest due. This is very efficient as it keeps interest to a minimum and therefore helps reduce the mortgage outstanding which in turn should ensure the mortgage is repaid earlier than planned.

An offset mortgage could be an interest only, repayment or flexible mortgage.

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Your home may be repossessed if you do not keep up repayments on your mortgage. Memigo Money provides information but does not sell or provide advice on mortgages or their suitability. There may be a fee for mortgage advice; the precise amount depends on your circumstances.

For adverse credit mortgages the overall cost for comparison will vary, the actual rate available will depend upon your circumstances. Ask for a personalised illustration.

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